First-Time Buyer Program

Your First Home.
Our Full Support.

Buying your first home should be exciting, not overwhelming. Our dedicated first-time buyer program holds your hand from dream to doorstep — with zero hidden fees and complete transparency.

₹98L
Entry from
0%
Hidden Fees
72hrs
First Response
We Understand Your Concerns

Common First-Time Buyer Worries

We've helped over 400 first-time buyers navigate these exact challenges.

"I don't know where to start"

We start with a free 30-minute consultation to understand your needs, budget and timeline. Then we build a customized property shortlist just for you.

"Home loans feel complicated"

Our certified financial advisors guide you through loan eligibility, best interest rates (from 8.5%), and paperwork. We've helped 500+ buyers secure their loans.

"I'm afraid of hidden costs"

We provide a complete cost breakdown upfront — registration, stamp duty, society charges, maintenance — everything. No surprises, ever.

"I don't understand legal documents"

Our in-house legal team reviews every document — sale agreement, title deed, RERA registration — and explains it to you in plain language.

"What if I choose the wrong property?"

We run a 47-point property checklist covering location, builder reputation, legal clearance, future appreciation potential and neighbourhood analysis.

"I need time to decide"

We never pressure you. Our advisors are patient consultants, not commission-hungry agents. Take all the time you need — we'll be here.

Your Roadmap

Your Homebuying Journey

A proven, transparent 6-step process from first call to moving in.

01

Free Consultation

Tell us your dream, budget and preferred location. Our advisor builds a personalized plan.

02

Property Shortlisting

We handpick 5–8 properties matching your requirements. Virtual or in-person tours arranged.

03

Financial Planning

Down payment planning, best home loan rates, EMI calculation and tax benefits explained.

04

Legal Due Diligence

Complete title verification, RERA check, builder track record and agreement review.

05

Booking & Registration

We handle booking amount, agreement, stamp duty and registry — step by step.

06

Keys & Settlement

Possession walkthrough, snag list, utility connections, and post-move support.

Finance Made Simple

Home Loan Guide

Everything you need to know about financing your first home in Gurugram.

How much loan can I get?

Banks typically offer 75–90% of property value as home loan. Eligibility depends on your salary, existing EMIs, and credit score (750+ recommended).

What are current interest rates?

Home loan rates currently range from 8.5%–10.5% depending on your profile, bank, and loan tenure. We help you compare and get the best rate.

How much should I keep as down payment?

Typically 10–25% of property value. We help you plan the down payment with savings strategies and identify right timing for purchase.

Can I get tax benefits?

Yes! Section 80C: ₹1.5L deduction on principal. Section 24(b): ₹2L deduction on interest. First-time buyers get additional benefits under Section 80EEA.

EMI Calculator

₹10L₹100L₹500L
7%9.0%12%
5 yrs20 yrs30 yrs
Monthly EMI
₹89,973
Total Interest
₹1.16 Cr
Total Payment
₹2.16 Cr
Perfect for First-Timers

Starter Properties

Carefully selected for budget-conscious first-time buyers without compromising on quality.

Sohna Road, Sec 49

Greenview Heights

₹98 Lakh
2 BHK · 1,150 sq.ft.
EMI: ~₹78K/mo Loan Eligible Ready to Move
NH-48 Belt, Sec 48

Orchid Boulevard

₹2.1 Cr
3 BHK · 1,800 sq.ft.
EMI: ~₹1.6L/mo Loan Eligible Under Construction

Take the First Step Today

Your first home is closer than you think. A quick 30-minute call with our advisor can set the entire journey in motion.

Book Free First-Time Buyer Consultation